About Goodcover

Modern Insurance

Dividends

Easy access

Human support

To reinvent the insurance experience we adopted a cooperative model to put Members first and introduced a radical idea – money not needed to pay claims is returned to our Members through our Annual Dividend. We believe premiums are for your protection, not to fatten our profit.

Bundled with our easy digital-first experience and human touch support, Goodcover is insurance designed for the modern era.

Backed by innovative investors

Trusted capital partners

Goodcover is proud to partner with leading reinsurers who worked with us on an innovative model to deliver a unique product our Members love. Our reinsurers have more than $20 billion in assets combined ensuring our Members have access to financial stability in case of large emergencies.

Fully licensed in 39 states

We may be a fast moving startup, but we’re not here to break things. Goodcover is fully licensed to offer renters insurance in the following states:

StateAgent #Business Entity
Arizona184749903001513665
Arkansas184749903002897344
California0L834730M20813
Colorado795586830152
Delaware30028973243002901401
District of Columbia30026872913002909297
Georgia3514655224133
Hawaii184749903003120285
Idaho184749903003094695
Illinois184749903001797601
Indiana39953884001741
Iowa184749903003090247
Kansas184749903003084805
KentuckyDOI-1336528DOI-1337948
Louisiana11539511132312
Maryland30028959163003056626
Massachusetts184749903003107749
Michigan184749900147906
Minnesota4091776540920694
Mississippi1103554315049329
Missouri30030847363003102218
Montana30031044483003120529
Nebraska184749903003093860
Nevada37203663720512
New Hampshire184749903003121256
New Jersey30028369153002909357
New YorkPC-1811338PC-1829582
North Dakota184749903003120214
Ohio14664921473489
Oklahoma30030607123003073745
Oregon184749903002245152
Pennsylvania10938881098780
South Carolina184749903003100185
Tennessee1847499018705998
Texas27270722733601
Virginia1411180158955
Washington11794311249776
West Virginia184749903003132106
Wisconsin184749903003056657

Your Renters Insurance is underwritten by one of the following companies:

  • KnightBrook Insurance Company, AM Best Rating A-, FSC XI, NAIC No. 13722.
  • Lyndon Southern Insurance Company, AM Best Rating A-, NAIC No. 10051
  • Response Indemnity Company of California, AM Best Rating A-, NAIC No. 10970
  • Insurance Company of the South, AM Best Rating A-, NAIC No. 11162
  • Blue Ridge Indemnity Company, AM Best Rating A-, NAIC No. 40754

Easy insurance, zero hassle.

Insurance

Our CoverageInsurance GlossaryCustomer ReviewsGuide to Renters Insurance

Contact us

Email Us Live Chat 1-855-231-4663 @Goodcover FAQ & Support

Goodcover 149 New Montgomery Street, 4th Floor, San Francisco, CA 94105

© 2025 Goodcover Insurance Solutions, LLC. Licensed in AZ: 3001513665 | AR: 3002897344 | CA: 0M20813 | CO: 830152 | DE: 3002901401 | DC: 3002909297 | GA: 224133 | HI: 3003120285 | ID: 3003094695 | IL: 3001797601 | IN: 4001741 | IA: 3003090247 | KS: 3003084805 | KY: DOI-1337948 | LA: 1132312 | MD: 3003056626 | MA: 3003107749 | MI: 0147906 | MN: 40920694 | MS: 15049329 | MO: 3003102218 | MT: 3003120529 | NE: 3003093860 | NV: 3720512 | NH: 3003121256 | NJ: 3002909357 | NY: PC-1829582 | ND: 3003120214 | OH: 1473489 | OK: 3003073745 | OR: 3002245152 | PA: 1098780 | SC: 3003100185 | TN: 18705998 | TX: 2733601 | VA: 158955 | WA: 1249776 | WV: 3003132106 | WI: 3003056657

Goodcover Insurance Solutions, LLC (Goodcover) is an insurance agency licensed to sell property-casualty insurance products. Goodcover will receive compensation from insurance carrier partners for such sales. Refer to the Legal Notices section for additional information.

Issuance of coverage is subject to underwriting review and approval. Coverage may not be available in all states. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of the insurance carrier listed in your Policy Declarations. Coverage scenarios are hypothetical and shown for illustrative purposes only. Coverage is dependent on the actual facts and circumstances giving rise to a claim.